Website disclaimer

Welcome to Compareinasia. We are a financial service specialist in Singapore and offer an ocean of information with dexterity. With Compareinasia, we aim to create services and design tools to impart excellent knowledge about various financial institutions, financial products & services along with up-to-date information regarding various industries and markets as well as the overall economy to help our members and users discover, compare and decide according to their needs. Ours is a free service without any kind of registration although signing up is advisable for a personalized experience.

At Compareinasia - an independent financial product comparison website - we have paid attention at the design and development stage, and are proud to provide an accurate and comprehensive summary of various financial products. However, it is possible that specifics (or a part) of a particular product has changed or is no longer applicable to the product. There is also the possibility that a particular product has been suspended or removed by the financial institution. Compareinasia shall not be held responsible for any or such acts.

By using the information obtained from the website Compareinasia. or its auxiliary services therefrom, such as newsletters, banners, logos or any form of expression and communication whatsoever, you are agreeing to comply with and be bound by these Terms and Conditions of Use, all applicable laws and regulations, and are responsible for compliance with any applicable local laws, together with the privacy policy that governs ‘ Compareinasia’ relationship with you in relation to this website.

Formation

You are reading a legal document which is an agreement between you, the User (referred as you, your, User, Member, Customer hereafter) and us (referred as us, we, our, CompareMoney, Compareinasia hereafter). CompareMoney is a registered company and incorporated in the UK with its registered office at 213 Unthank Road, Norwich, Norfolk, NR2 2PH. The access and use of this website is subject to the following Terms and Conditions of Use and our Privacy Policy. By using this website, you agree to comply with and be bound by these Terms and Conditions.

User Agreement

The content of the pages of this website is merely informative and for general and noncommercial use only. The content of these Terms & Conditions of Use as well as the content of the pages of this website can be changed or amended without any prior notice, at any time by us and we reserve the rights for the same. Any changes/amendments will be brought to your notice through posting on the Website.

The amended Terms of Use are effective from the date they are announced on this website. As these Terms of Use are amended from time to time, you must check them whenever you visit this website. Your continued access and use of this website shall represent your acceptance of the amended Terms of Use. CompareMoney at its sole discretion, reserves the right not to accept a User from registering on the Website without assigning any reason thereof.

Through this agreement, you agree that you will not (a) resell, transfer or provide to any other person the use of or access to this website; (b) allow any other person access to any password, user ID or account information held by you in connection with this website. We grant to you a non-transferable, non-exclusive, revocable, royalty-free license to view and print the content of CompareMoney website for your personal and non-commercial use only.

Privacy

We are sincere in treating your privacy with utmost care. We are committed to protecting your personal details. We process information about you in line with our Privacy Policy. By using this Web site, you agree to the way in which we process and deal with your personal information.

Our Services

We offer an independent online service which allows you to compare various financial products provided by third parties, such as banks, insurance companies and other financial institutions. You agree to indemnify and hold Compareinasia, its subsidiaries, affiliates, officers, agents, co-branders, and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorney's fees, arising out of any and all content transmitted through this Site.

It is only logical that any content on this website ought not to be thought as financial advice or endorsement of any of the featured products or services. We merely impart knowledge and information through this website to help you choose the product or service that best meets your needs. It is solely your decision and responsibility to receive or refrain from getting any product or service. CompareMoney, by no means, can be held responsible for inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. We shall not be liable for the use of any information or materials on this website.

Intellectual Property

The content of this Web Portal, including the text, graphics, charts, website design, images, logos and source codes are the property of CompareMoney and are protected by copyright and/or other proprietary rights. You may download, print, and store any copyright material for your personal use only, and not for business or commercial functions. You shall not republish, distribute or commercially exploit the contents in any form. You shall not copy, reverse engineer, decompile, or create derivative works of the contents, or frame the Web Portal or any part of it. You shall not modify or alter the contents in any way, or change or delete the copyright notice.

Insofar as the content of this Web Portal reproduces or makes reference to the registered and unregistered trademarks or the Intellectual Property Rights of third parties, such IP rights continue in third party ownership. Compareinasia does not endorse and is not affiliated with any of the owners and cannot license any other use of these rights. Copyright, trademark or other intellectual property right infringement may result in civil and/or criminal penalties.

Limitation of Liability

We make the effort to ensure that the information, material and knowledge on the website is correct and to rectify any errors or omissions as soon as practicable when being notified of them. Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information, knowledge and materials found or offered on the Compareinasia website for any particular purpose. You acknowledge that such information and materials are for general use and may contain inaccuracies or errors.

We cannot be held accountable for inaccurate information, material and knowledge on the website. Nor for any errors or omissions within the data, material and information. Also, we will not be held liable for any knowledge, material or data on the website which has been provided by any third parties.

The user understands and agrees that any material and or data downloaded or otherwise obtained through this website is done entirely at their own discretion and risk. The user accepts that they will be solely responsible for any damage to their computers and or loss of data resulting from downloading such materials. At no point do we guarantee that the information, data and material presented on our website to be completely correct, the user is advised to check this before making any purchase through our partners.

We expressly exclude all liabilities or any blame for any indirect losses or damages suffered or incurred by you or those which were not predictable when you accessed or used this website. This includes any loss of savings you expect to make, loss of business or business opportunity, loss of profit or revenue or for any loss or damage you may suffer or incur in connection with your use of this Website which was not foreseeable by us when you used this website.

External/Third Party Links

You may, through some hyperlinks on Compareinasia, gain access to the websites operated by persons or entities other than us. Such hyperlinks are provided for information purposes only, and are the exclusive responsibility of such Web sites' owners. CompareMoney provides these links to you only as a convenience and we do not endorse any of the linked sites or contents posted on such linked websites. You agree that Compareinasia is not responsible for the content or operation of such Web sites, and that we shall have no liability to you or any other person or entity for the use of third party Web sites.

A number of our channels can offer you with access to third party websites who can host reviews concerning a number of the products and services. In some instances, you will even be able to access user reviews directly on the website. The views expressed on third party websites do not represent our views and we will not be accountable for the accuracy or the content of any such views or expressions.

Disclaimer of status as a professional advisor

CompareMoney does not offer the services of a taxation expert or as a legal advisor, nor does it provide tax, financial or legal advice. You agree that all comments and guidance provided through this Web Portal are not to be construed as conferring the status of a professional advisor.

Governing Law

These Terms and any claim relating to Compareinasia website shall be governed by and construed in accordance with the laws of England and Wales. If any provision of these Terms shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions. By accepting these Terms you submit to the non-exclusive jurisdiction of the English courts.

Force Majeure

CompareMoney, its Website and Services cannot be held liable for breach of any of our obligations under this Agreement wherein we are hindered or prevented from carrying out our obligations by any cause outside of our reasonable control, including lightening, fire, flood, severe weather, strike, lockout, labor dispute, act of God, war, riots, civil commotion, malicious damage, failure of telecommunications or computer systems, compliance with law, accidents etc.

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